Tulsa Police request help identifying person who used stolen credit card (2024)

FAQs

Tulsa Police request help identifying person who used stolen credit card? ›

Investigators the person shown is suspected of using a stolen credit card at a local department store. If you can identify the person, contact Det. Sakewicz by email at financialcrimes@cityoftulsa.org or call Crime Stoppers at 918-596-COPS.

Once you suspect fraud on your credit card account, you should immediately contact your card issuer by calling the number on the back of your card. While you're waiting to speak to a representative, check online or via your issuer's mobile app to see if you can lock or freeze access to your card.

You may not lose any money if your credit card is lost or stolen, but you will have to contact your card issuer to cancel your card, get a replacement and report fraudulent charges on your account. Taking proactive steps to prevent a lost or stolen card can help reduce your risk.

The authorities typically track fraudulent credit card transactions by: Checking transaction timestamp and IP address. Using geolocation tracking. Investigating the buyer's data and further account activity.

Can You Track Someone Who Used Your Credit Card Online? No. However, if you report the fraud in a timely manner, the bank or card issuer will open an investigation. Banks have a system for investigating credit card fraud, including some standard procedures.

The police can then investigate the matter and potentially file felony charges against the culprit. If the thief is found and convicted, the judge can order that the thief pay victim restitution; or. Filing a civil lawsuit. The victim can sue the thief for theft and fraud.

If you think you see fraudulent activity on your card, however, don't hesitate to take action and contact your credit card issuer to make a report. You won't be liable for transactions made without your authorization, but it's important to put a stop to fraud as quickly as possible.

Call creditors for any accounts that the thief opened or used. When you call, ask for the security or fraud department. Examples of creditors are credit card companies, other lenders, phone companies, other utility companies, and department stores. Tell them you are an identity theft victim.

Most card issuers offer zero fraud liability. In many cases, if you report suspected fraud right away, you will not be liable for any unwanted charge, no matter the amount. A card issuer will typically issue a temporary refund while the company investigates a disputed charge, which sometimes takes 30 to 90 days.

What To Do If Credit Card Theft Happens to You. In the event that your credit card is stolen in the United States, federal law limits the liability of cardholders to $50, regardless of the amount charged on the card by the unauthorized user.

What happens if someone takes your credit card? ›

Being defrauded is certainly a major inconvenience, but it's unlikely to cause lasting financial harm. That's because the Fair Credit Billing Act protects consumers from liability over $50 for unauthorized charges—and many issuers offer $0 liability.

Federal Law. Certain federal credit or debit card fraud laws focus on interstate and foreign commerce. These federal crimes make it illegal to use a stolen or fraudulently obtained credit or debit card. These are felony charges, and the penalties may include up to 10 years in prison and fines of up to $10,000.